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Homebuyers
Track the affordability pressures facing prospective homebuyers, including house prices, mortgage rates, and lending conditions.
First-time buyers, home movers, mortgage advisors
Key Indicators
The most important metrics for this tracker
average-house-price
quoted-mortgage-rate
mortgage-approvals
Detailed Analysis
In-depth charts exploring the key trends
house-price-index
average-house-price
house-prices-vs-wages
effective-mortgage-rate
quoted-mortgage-rate
mortgage-approvals
Supporting Context
Additional data for broader context
bank-rate
bank-rate-vs-quoted-mortgage-rate
bank-rate-vs-effective-mortgage-rate
ten-year-gilt-yield
Methodology
- -House prices use the UK House Price Index from HM Land Registry
- -Mortgage rates include both effective rates (on existing mortgages) and quoted rates (for new mortgages)
- -Mortgage approvals data is from the Bank of England
Important Caveats
- -House prices are based on completed transactions and may lag current market conditions
- -Regional house price variations are significant - London differs markedly from other regions
- -Mortgage approval numbers don't indicate loan sizes or deposit requirements
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