Bank Rate vs Savings Rates

This chart compares the Bank of England Bank Rate with a representative household savings rate, using official Bank of England data.

Bank Rate vs Savings Rates

This chart compares the Bank of England Bank Rate with a representative household savings rate, using official Bank of England data.

What this chart shows

This chart shows the official Bank Rate alongside a representative one-year fixed savings rate offered to households. Both are measured in percent, so they are compared directly on the same axis.

What this cannot prove

This chart shows movements over time, but it does not prove that changes in the Bank Rate directly cause specific changes in savings rates. Deposit pricing also reflects competition and each provider's funding needs.

Sources & update schedule

Data from Bank of England.

Bank Rate

Source: Bank of England

Unit: %

Updated when the underlying rate changes

Savings Rate (1Y Fixed)

Source: Bank of England

Unit: %

Updated monthly